India’s millennial and Gen Z generations are among the most educated in the country’s history. With flexible access to higher education, many young Indians now hold postgraduate degrees, engineering diplomas, or MBAs. Yet, despite these qualifications, they face a bleak job market. Financial insecurity continues to haunt them.
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One major challenge is the mismatch between education and employment. Even highly educated individuals are applying for low-paying or unrelated jobs.
It’s not uncommon to see postgraduate students lining up for clerical positions. Many are also seeking government jobs with modest salaries. The dream of financial independence is slipping further away.
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In India, part-time jobs or gig work—commonly used by youth in Western countries to earn during college—are largely discouraged. The idea of a “respectable” job still dominates.
This typically means a government post or a corporate position. This mindset prevents many from exploring alternate income streams or entrepreneurial ventures.
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Working in food delivery, freelancing, or starting small online businesses is often looked down upon. It is seen as shameful or “beneath one’s education.” As a result, even skilled individuals shy away from practical earning options.
Many young people continue living with their parents well into adulthood. This is not by choice but out of necessity. High living costs and unstable job prospects make moving out financially unfeasible.
This leads to a heavy reliance on family wealth. However, not all households can provide that support.
For those without generational assets, the future feels even more uncertain. The startup culture, though growing, is still met with skepticism in many Indian families. Parents worry about failure. Society continues to value job security over innovation.
Combined with an economy that struggles to generate enough quality jobs, the result is disheartening. A generation feels trapped—highly qualified but underpaid, ambitious but restrained.
