In today’s urban lifestyle, financial planning is closely linked to comfort and stability. Owning a home in a high rise building or buying a car is often seen as a sign of success. These goals shape modern aspirations.
However, such decisions come with long term financial commitments. Many people take on loans that extend for years. These obligations can influence daily life in ways that are not always fully understood at the beginning.
A recently circulated video highlights this concern. In it, a man claims that nearly 90 percent of people living in high rise buildings are burdened with loans. He suggests that EMIs form a major part of their monthly expenses.
According to the video, many middle class families pay around Rs 70,000 every month as EMIs. In addition, some also manage car loans. This combination can reduce financial flexibility and increase dependence on steady income.
The video further claims that such financial pressure limits freedom. People may feel unable to leave their jobs even if they are unhappy. Career choices then become driven by financial needs rather than personal interests.
While the exact figures may not apply to everyone, the concern feels relevant. Many urban households deal with multiple EMIs. This can create stress and reduce the ability to make independent life decisions.
At the same time, loans are not entirely negative. They help people achieve major life goals like owning a home or a car. The real challenge lies in maintaining a balance between aspirations and financial stability.
Careful planning and responsible borrowing can make a significant difference. When managed well, financial commitments can support a better lifestyle. Without balance, they may quietly limit personal freedom over time.
A Man says “90% of people living in high-rise buildings are tied down by loans”
“Middle Class pays around ₹70K every month in EMIs”
“Many have also bought cars on loans”
“Even if they want to quit their jobs, they can’t, because of EMI payments” pic.twitter.com/xJuHiG1amu
— News Algebra (@NewsAlgebraIND) March 18, 2026
